Ways To Keep Your New Year's Resolutions In 2023 - Saving Spotter

Every year we pull out our pen and paper and jot down a list of things we want to accomplish for the new year. At this point it’s in our nature to set goals and expectations for the year ahead because this transition period is a great time to reset, reflect, and get ready for the 12 months ahead. The typical new year's resolution list includes losing weight, practicing a new habit, or saving money. But if you’re like most people, these resolutions are hard to stick to and often are ditched by the second month of the year. Mostly because of these 3 reasons: breaking old habits is hard, we tend to over focus on specific outcomes and motivation can be hard to find.

However, there are a few things that we can do to increase the chance of us completing these goals; one of which is setting realistic and reasonable goals. This year, we believe in you and we truly believe that this year is really your year! So below we’ve highlighted many common resolutions that might or might not be on your list and our tips to help you accomplish them. Whether you want to save money, lose weight, learn something new or spend more time outside, we have got you covered and we’re here to help.

23. Goal: Pay Off High Interest Debt

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Still unknown to many homeowners is an amazing program called FHA Cash Out (FHACO) that could benefit millions of Americans. FHA Cash Out lets you access your home equity in order to pay off bills, credit cars, do remodeling, anything that you need the money for. Typically you can borrow up to 80% of the homes value, and with this incredible market right now, that is usually quite a bit of cash! The nice part about FHA cash out loans is they typically allow for much lower credit scores, and more flexible debt ratios. Its easy to see if you qualify. Visit here to fill out your information, and get more information on this amazing program.

Click Here To See If You Qualify For The FHACO Program

22. Goal: Cut Down On Your Heating Bills

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Cold winter days make you want to stay inside, cozy up, sit by the fireplace and soak up all the heat. But it’s no surprise that it will come at a cost. Heating bills are typically the most expensive bills that homeowners will pay. There are things that you can do to reduce the amount of heat that your home uses, like fixing cracks, making sure doors and windows are closed and setting your thermostat. But even then, heating your home can still cost you an arm and a leg. One way to cut down on your heating bills is by investing in a portable heater that will keep you extremely warm. One like Alpha Heater will keep your space warm without the price of a normal heating system.

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21. Goal: Prepare For Your Future

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I know, I know, when you think of life insurance, you think “what I’m not that old”. But it is never too early to think about setting up a life insurance plan or policy. In fact, the longer you wait to get life insurance the more expensive it will be. Younger often means cheaper and means getting more coverage in the future. The benefits of insurance are significant and will provide financial security for your loved ones. Most advisers recommend that adults have some type of coverage regardless of age or policy type. So if you’re looking to explore life insurance policies or options, then click below to get started and figure out what plan is right for you.

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20. Goal: Finally Set Up A Security System

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The holidays involve a lot of package deliveries, visitors and even break ins. So having a home security system to monitor the front of your home is almost necessary. But oftentimes good home security is expensive and difficult to install. Which is why many people opt for just security cameras or electronic door ringers. It is an inexpensive alternative that will keep your home just as safe. A good example of this is Smart Security’s Light Bulb Camera. Not only can it give you eyes on the outside of your home, it also has features that of more expensive security systems like: two way audio, an alarm, 360 rotation, and more. So if you’re looking to add that finishing touch to the exterior of your home: then you should invest in Home Security.

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19. Goal: Upgrade Your Home

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If you’re looking to revamp your home but don’t know where to start then we suggest replacing your windows. New windows on your home can make a big impact in both the look of your home and energy efficiency. Window replacement can improve your home's exterior appearance and add value without having to do significant construction, or a full remodel. Although the cost of a window replacement is large up front, data suggests that homeowners will get 72% of their original investment back if they do decide to sell. But finding the right windows and company to help you replace your windows is a tough task. In order to ensure you’re getting the best quality for your buck we suggest getting multiple offers and a consultation. A free service like Renewal by Andersen can help you narrow down your search and find a match.

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18. Goal: Organizing Your Photos

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We tend to have clutter when it comes to family memories and photos. We can’t help but try and get as many photos as we can when something important is happening in our lives. But that just leads to a bunch of photos we need to go through later on, to find the one you’re looking for. Whether you have too many photos, a bunch of videos or no more storage in your phone. Then it’s time to organize all of those memories. You can easily do this at home with a device like Photostick OMNI, which will organize and sort your devices photos, videos and files. It is easy, efficient and can be done with a click of a button, so you can go on taking more pictures.

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17. Goal: Travel

If you have ever traveled out of the country or you’re planning on traveling this summer then you’ll realize that there can be a bit of a language barrier in some of the places you’ll go. Learning the native language of a place you’re headed makes it easier to get around, enhances the cultural experience and overall makes your experience there better. But many of us don’t have the time to sit down and learn a new language or have a poor memory making it hard to retain anything we have learned. Luckily, there are devices out there that can help you communicate with locals without having to learn the language. Muaama Enence can translate more than 36 different languages in real time. It is easier to use and a less expensive option than paying for a real translator or language courses. It is a great alternative that can help enhance your experience traveling. Once you get it, you’ll want to bring it with you on all your travels.

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16. Goal: Be Smarter With Your Money

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At the start of the New Year, it is typical for one of our goals to be to be smarter with our money or save more throughout the year. One of the best ways to be smarter with your money is by re-establishing your budget and possibly refinancing your biggest expenses; such as your home. Rate and Term Option (RaTO) is a type of refinancing that allows you to change your current loan to one that is more favorable to you. It is a great option for those who would like to reduce their mortgage payments and pay off their mortgage faster and it can reduce your payments by $3,408 per year. Homeowners need to take advantage of this program in order to save money and find a better rate for your budget. Start your research with the link below and figure out a plan that works for you!

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15. Goal: Get Deeper Sleep

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Waking up in the middle of the night because of snoring is the worst. It makes it hard to fall back asleep and can throw off your whole day. If you or someone you know snores often it might be time to do something about it. Many people don’t know this but snoring is actually not natural and it is most commonly caused by being overweight, drinking or smoking, and nasal obstruction. There are a few things you can do to prevent snoring like getting CPAP machines, surgery or flimsy nasal strips; all of which are not preferable. Luckily, there is a better way to prevent snoring without any of the ways above. Sleep Connection is a bracelet designed to prevent and stop snoring and it actually works! It uses sensory input to gently stop snoring and it is great for people who don’t want things in their mouth, or any invasive surgeries.

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14. Goal: Get More Sleep

The average adult should at least get 7 or more hours of sleep, but if you’re like most of us, then we are lucky if we get 6 solid hours. Most of the time we are woken up at least once and take forever to fall asleep. One of the reasons might be because you are too hot, uncomfortable, or stuffy in your bed. This probably means it’s time to upgrade your bedding. Proper bedding can help you sleep longer and have to do less laundry. When shopping for new sheets look for ones that are antibacterial, silky and contain self-cooling properties. This will ensure that you can sleep longer and have to do less laundry. Sheets like Miracle Sheets are perfect for every sleeper and are sure to be the best sheets you’ll ever own.

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13. Goal: Travel More

Since the start of the pandemic people have been given the opportunity to work remotely. Now most people decide to work from home, but really you can work anywhere that you can bring a laptop and have an internet connection. This has created a lot of opportunities for people to travel, spend more time with family and experience new things. But now the limits have been pushed even further: you don’t even need to be anywhere with Wi-Fi! New mobile devices like Ryoko are able to create their own Wi-Fi networks for you to connect to, even in the most remote locations of the world. No matter how far off the grid you go, you can still have connections and be able to work. This allows you to travel even more and experience so many new things. So if you want the freedom you have to check out Ryoko.

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12. Goal: Get Rid Of Foot Pain

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Foot pain is the fastest way to kill a good time. Because our feet are the foundation of our body, when they are not feeling great, it makes the rest of our body feel bad. There are a couple of things you can do to reduce foot pain such as wearing comfortable shoes, sitting frequently or getting massages. But even then we can be left with painful feet. If you’re looking for something that will go beyond the typical foot pain solutions then you should test out LaidBack. Laidback combats all types of foot pain by using (EMS) electrical muscle stimulation, which is more effective because it contracts your muscles and stimulates blood flow with electronic pulses for speeding up muscle recovery. So you can be back on your feet in no time with LaidBack.

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11. Goal: Protect Your Home

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The holiday season is a great time to invest in a home security system because we tend to travel out of town more often, have guests over and get deliveries. All the more reason, to protect your family and home from unwanted people or activities. If you’re looking for the best home security system to get then you need to check out ADT. ADT is the number one smart home security provider and provides 24/7 home monitoring and reaches 911 call centers 8x faster. This season if you invest in ADT you can save money and receive a free installation of a Nest Doorbell. So find a plan that works for you and get a free quote today.

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10. Goal: Have Clearer Skin

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I am sure having flawless, perfect skin is on everyone's list of resolutions for the year. There are so many things you can do to try and keep your skin as clear as possible: sleeping on a silk pillowcase, being religious about taking off your makeup, and investing in quality skincare. But even then we can still be prone to a breakout, dark circles or dry skin. If you’re looking for something that will actually make a difference in your skin, then try red light therapy. Red light therapy uses wavelength red light to improve your skin's appearance, reduce wrinkles, scars, redness and acne. Getting a red light treatment done professionally can cost you about $50-$150 per treatment, but if you’re looking for something a little budget friendlier than you have to get an at home tool. Lumigen is a great budget friendly treatment tool that can give you the benefits of red light therapy and many more treatments at home. It combines red light, blue light, cryotherapy, thermotherapy, and microcurrent massage; all in one tool and all for a great price.

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9. Goal: Be Better About Charging Your Phone

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We’ve all been there; you’re out somewhere, you have a dead phone, and you're trying to get a hold of someone or someone is trying to get a hold of you. It's annoying and a bad situation all around. Yet no matter how long you charge your phone, it seems to not hold a charge and dies while you’re out. Now I don’t know what it is, but this happens to me almost every time I am out. But bringing a charging cord and searching for an outlet is not an option. Solution: A portable charger. Sounds great right? Yes in theory, but portable chargers are also bulky and take up a surprising amount of room for what it does. However, portable chargers don't always have to be that bulky, Powerpod is a great example of this. It is lightweight and so tiny. It can clip onto our keys and will last for hours. So this year is really your year, to be better about charging your phone.

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8. Goal: Prevent Home Damage

Fall is my favorite season. Who doesn’t love the cool weather, holidays, sweaters and watching the leaves change colors? It is truly the best because it is time to bundle up and enjoy the season. But, I will admit, it does come with some negatives; like rain, shorter days and cleaning up leaves. Leaves seem to get everywhere, from the ground, to bushes and up on the roof, it can be especially hard to clean leaves out of your gutter. Luckily, there are guards that you can place up on your gutters to prevent clogging and home damage. LeafFilter is a great option, which will prevent leaves from clogging your gutters. On top of this, it can help prevent roof damage, flooding, and foundation damage.

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7. Goal: Make Career Advancements

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Networking is essential to growing your career. It can open doors for new opportunities in business, career goals and personal growth. If you’re looking to expand your network beyond your LinkedIn connections, then you should look into an organization like Who’s Who. Marquis Who’s Who is a publication organization that has been connecting and shedding the spotlight on successful individuals for years. Many people strive to be published and part of this network and see it as a stepping stone in their career. And they now are accepting applications to be published in the online edition of Who’s Who in America. There is no cost to apply or be included, so there is no risk to applying. No one can buy their way in making it a dependable source for in depth-biographical data and an excellent way for you to expand your network.

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6. Goal: Be Pain Free

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Neck pain is annoying all the time but it is especially annoying during the holidays because it prevents you from doing a lot of things like setting up decorations, wrapping gifts, cooking or hanging out with family. And I’m sure as you enter the new year your goal is to get rid of your neck pain once and for all. There are a couple of things that you can do to cope with neck pain; taking medications, visiting a chiropractor or using various treatments. All of these are great options but they can cost you a pretty penny. One way to help with neck pain is by using a portable massager. The Hilipert Portable Neck Massager is a crowd favorite because it is not only a neck massager but also a heating, acupuncture and electro stimulation device which reduces stress and tension in your neck. In just 15 minutes you can get rid of your neck pain and get back to celebrating.

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5. Goal: Avoid Processed Foods

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I know this one is a hard one: coming home from work, the last thing we want to do is make a full meal and then have to do dishes. And especially since everyone enjoys eating out once and a while, but processed foods are never good for you, they can lead to over indulging in the daily amount of sugar, fat, and salt we need. So it is always recommended to cook at home, that way you actually know what is going into the food you’re making. Plus home cooking is always better; it tastes better, it is cheaper and is more satisfying. But if you are not a fan of cooking yourself, you can get home cooked meals with a meal delivery service like Home Chef . It is easy, affordable and will make cooking more enjoyable.

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4. Goal: Reduce Your Stress

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Stress is a huge part of our lives and clutters our minds. When we are stressed, our world starts to feel hectic and fall apart. A healthy way to reduce stress is by doing breathing exercises, meditating, getting outside or using calming devices like Chill Pill. Chill pill is a small device that calms you down by using gentle simulation from your hand to your brain that tells your nervous system to relax. It is perfect for people who aren’t a fan of medications, but need a little more help when it comes to calming down.

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3. Goal: Stop The Signs Of Aging

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Getting older is really no fun, especially once you visibly start to get older… you know wrinkles, droopy eyelids and dark spots. Now there are things you can do to reduce these things; like fillers, surgery or costly skin treatments. But if you’re looking for something a little less invasive and something you can do at home. Then you’ll need a good corrective strip. Now I know what you’re thinking.”Corrective strips? Really? Like those will do anything!” But I promise a good corrective strip can help reduce signs of aging. A crowd favorite is Contours RX. They blend into your skin so you can wear them at any time, but they refine and recontour your eyelids to make your eyelids look less droopy and 10 years younger! Still don’t believe me? Try them yourself with the link below.

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2. The $6,247 Home Repair Hack Most Homeowners Don't Know About

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Tired of unexpected appliance breakdowns draining your savings? Savvy homeowners have discovered a brilliant hack to avoid paying thousands for home repairs: a little-known home warranty program that covers everything your homeowner's insurance won't. While your insurance handles disasters, this program tackles the expensive everyday breakdowns that catch most homeowners off guard. Think about it: When your washing machine dies ($750), your AC system fails ($4,200), or your refrigerator stops working ($1,297), who pays for it? With this program, you don't pay those massive repair bills. Instead, you're covered for thousands of dollars in repairs for just a fraction of what a single appliance replacement would cost. For homeowners who don't have an emergency fund or want to reserve it for other priorities, this program acts as a perfect financial buffer against unexpected repairs. It's like having a handyman on retainer, ready to fix your appliances and home systems without the shocking repair bills. ✅ Takes 2 Minutes ✅ No Obligation ✅ Instant Coverage Options Want to see how much you could save? Click Here for a free quote. It takes less than 2 minutes to check your coverage options, and it could save you thousands in surprise repair costs this year.

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Goal: Cut Down On Your Heating Bills

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Cold winter days make you want to stay inside, cozy up, sit by the fireplace and soak up all the heat. But it’s no surprise that it will come at a cost. Heating bills are typically the most expensive bills that homeowners will pay. There are things that you can do to reduce the amount of heat that your home uses, like fixing cracks, making sure doors and windows are closed and setting your thermostat. But even then, heating your home can still cost you an arm and a leg. One way to cut down on your heating bills is by investing in a portable heater that will keep you extremely warm. One like Alpha Heater will keep your space warm without the price of a normal heating system.

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